Last updated: 17 May 2026
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
Arthada is an educational goal-readiness tool. It collects information you provide about your income, expenses, savings, and goals, and uses standard financial formulas to estimate the SIP and corpus you would need to fund your goals based on a set of stated assumptions. The output, referred to as the “Arthada Score”, is intended for planning and educational use.
Arthada is operated by Manan Jindal, an AMFI-registered Mutual Fund Distributor (ARN: 308707). We are not a SEBI-registered Investment Adviser (RIA). The content on this site, including the Arthada Score and any SIP recommendations, is educational and does not constitute personalised investment advice as defined under the SEBI (Investment Advisers) Regulations, 2013.
For personalised advice covering tax planning, insurance, estate planning, or asset classes beyond mutual funds, please consult a SEBI-registered Investment Adviser or a qualified Chartered Accountant.
The Arthada Score and projections are based on assumptions that may not match your actual experience. Current default assumptions include:
Real-world market returns are not constant. Inflation varies. Your income, expenses, and life situation will change. The Arthada Score should be treated as a directional indicator, not a guarantee.
We make no representations or warranties, express or implied, regarding the accuracy, completeness, or fitness of any information on Arthada for any specific purpose. Any decision you take based on the report is your own. We will not be liable for any direct or indirect loss arising from such decisions.
If you choose to invest in mutual funds through Arthada, the actual KYC, transaction, and custodial functions are performed by our distribution partner ZFunds via the BSE Star MF platform. As an AMFI-registered Mutual Fund Distributor, we earn a standard distributor commission on the regular plans you invest in, paid by the Asset Management Company and built into the fund's expense ratio. You do not pay any extra fee directly to us. This commission structure is the same as with any AMFI-registered distributor.
If you would prefer to invest in direct plans (which carry a lower expense ratio because no distributor commission is paid), you may do so via any direct-plan platform (e.g. Groww, Zerodha Coin, MF Central). The Arthada Score and SIP recommendations remain useful and free regardless of how you choose to execute.
The Arthada Score and the SIP recommendations are computed from the mathematics of your stated inputs and the assumptions listed above. They are not influenced by what specific mutual fund schemes pay in distributor commission. We do not adjust the recommendation amount to maximise commission.
Arthada may link to or reference third-party websites, AMC factsheets, or external publications. We are not responsible for the content, accuracy, or availability of any third-party resource.
This disclaimer is governed by the laws of India. Any disputes relating to your use of Arthada will be subject to the exclusive jurisdiction of the courts at Mohali, Punjab, India, without prejudice to your right to use the grievance redressal mechanisms described at /grievance.
For any clarifications on this disclaimer, email support@arthada.com.